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About Us

In 2024, KlearLink was created by a group of fintech entrepreneurs to solve one problem: to provide real-time access to alternative credit data. Because we believe that in a world of instant access to credit, access to credit data should be instant too.

Our mission is to bridge the credit gap by helping consumers turn alternative credit data into real-world credit opportunities.

So we created an instant method of assembling short-term and alternative credit data to empower businesses with the tools to make smarter, faster, and more informed decisions. In a world where instant credit access is the norm, understanding customers' credit behavior should be just as seamless.

Our platform provides real-time credit insights designed to drive innovation, reduce fraud, and promote responsible borrowing across industries. By leveraging advanced analytics and cutting-edge technology, we help you make accurate decisions that fuel growth while minimizing risk.

KlearLink is your partner in building trust, transparency, and efficiency in credit management—because better decisions today lead to a stronger, more sustainable tomorrow.

Meet the Team

Michael Wendland

Michael Wendland

Co-Founder & CEO

A business leader and entrepreneur with over 18+ years of experience in the financial services industry, including consumer finance, mortgage lending, and credit cards. Michael founded Refresh Financial in 2010, servicing over 125,000 Canadians and recognized as one of the fastest-growing technology companies in North America until its sale in 2021.

Andrew Moss

Andrew Moss

Co-Founder & CTO

Andrew is an accomplished tech professional holding senior leadership positions in fintech and software development brands such as Neo Financial and Vivid Theory. Andrew has successfully scaled startups from idea to exit, delivering impactful results and driving innovation.